Lost and Found

I have been relatively lost recently, figuring out the next step of my life. I have tried talking to many people but none really can tell me what I should be doing next.

I have been planning many times for long time, thinking during sleepless nights and counting those abstract analysis in order to gauge my next time. 

I love life, I embrace my life and I have been living the 10 years plan I have set. Having it achieved worries me.

I fear I may not know what to do next in life;

I fear I will not have something new to look forward to;

I fear being a nobody at the end of my life in this world;

I fear of being not enough as a daughter, sister, aunt, friend or worker;

I fear the most of being not good enough as a world growth contributor.

What if I have done not enough today to be a better me than yesterday?

I see many people have been doing it their way or the way they wanted me to see it as. When can I be like that?

Little did I know that a gathering I have consistently missed in the last 10 years would bring difference to my life, thoughts and my whereabouts. 

My primary classmates, were people whom I genuinely missed because of how they make me feel when I am around them. They don't judge me, is always subjective and have always let me feel welcomed in the group, although I have missed almost 100% of the gathering in the last 10 years.

They did not judge me.

They were eye openers to me.

They have inspired me to be myself.

They remind me not to rush the clock because of someone else.

They are all diligent people working in their field of expertise.

They have reminded me that I should look out of my desk to be different.

I am grateful and thankful that this bunch of people actually look forward to having a gathering every year, having the effort to make it to the gatherings. I will do my best to attend all the gatherings in future because I know I will be inspired even more.

团圆饭

我13岁就读于独立中心，这所学校是我自己选择去的。课业繁忙但是学校坚持我们必须要尽量品学兼优所以会让户外活动，各个科目和运动作为我们的成绩指标。上学的时候，我们每天都会在各班级轮流派出的代表带领下，阅读我觉得对我影响甚远的弟子规，论语，大学之道等。

每年我最期待的就是新年做的班级布置，一个我自己会偷偷保留的传统。保留就是为了让自己的回忆更新，哪怕自己一人也要坚持。

2019已经过了半个月，每天都在忙碌。我真不知道自己的忙碌点是什么，什么才是我想活的样子。

每年过完新年，我最期待就是农历新年的团圆饭！只可惜我的家人不觉得团圆饭有多重要，因为大家少年时沉浸的生长环境大不同。团圆饭是我人生中最重要的事情，我真希望我的家人会明白这个佳节聚会的传统不是为了让妈妈们累，只是为了让一家人有非聚在一起不可的理由。

我一直向往做个不一样的人，所以从小就会选择一个比较崎岖的道路。虽然这是自己领悟的所谓＂道理＂，但是我真觉得吃得苦中苦，方为人上人。

只是错过团圆饭这个苦，能不能不要上演了？

How much does it cost to keep a memory?

A place I wish to keep in my life, has been sold.

This is the place that I have stayed during my high school time, the place that witness my first love, first time being away from home, first time going on a date, first time raring my own rabbit, first time raring my own fish, first time taking care of an elderly, first time prayed until I cried, the place I spent the most time with an elderly and learned that no matter what happens in life, always look at it differently because everything changes every second.

I received a message informing that the place I grew up in, has been officially sold at the tag price of near to 4 million Ringgits. I do not own it, neither did my direct family have any ownership towards it but it has been sold and it will highly be turned into a commercialized venue since it is situated in the centre of attention in one of the most well known heritage in Malaysia.

Do you know what makes it hurtful?

I have been working really hard for 10 years with the purpose of having to be able to have the capital to keep my memories and buy thing I always wanted to keep. This time round, I couldn't do it because it is too costly, something that I cannot afford.

Making the feeling worse, it was purchased by my former schoolmates whom were at least 1 year younger than me, 4 of them. I wonder what did they do to be able to buy the property so quickly since they graduated much later than me.

It is definitely a mixed feelings because I cannot afford it while those graduated after me can. (Note: I didn't go to university hence started working 4 years earlier than them)

I know many would think that it could be that they are rich or made a fortune or probably struck a lottery to afford it. Have a thought at it, they afford something I couldn't, what is my excuse to still be status quo?

Opportunity knocks on the door

The fisherman's boat sinked and he was hanging on the float he had.

He prayed hard for God to help him. 

A luxurious cruise passed by and offered his a free spot on the ship, he rejected saying he is waiting for God to save him. 

A fishing boat passed by and offered him to be on the boat so that he can have enough of food to eat and warm his body. He rejected saying he is waiting for God to save him. 

A submarine passed by seeing him floating and they offered him to be in the submarine so that he can be sent onshore for proper medical treatment. He refused the offer, saying he rejected saying he is waiting for God to save him. 

A patrolling helicopter passed by and saw him in the middle of the sea. They attempt to save him but he struggled and refused to be on the helicopter, saying he rejected saying he is waiting for God to save him. 

He floated and arrive to an island where it is hosted by its origin and they saved him but he jumped back into the ocean and thought that he is waiting for God to save him.

Yes you guessed it right, he died. When he gone to heaven, he questioned God, why didn't God save him while he have been praying for it.

God told him that He have sent a luxurious cruise, a submarine, a fish boat, an island and a helicopter but the fisherman refused all of it. How can he be the one questioning? 

When was the last time you turn down an opportunity a friend shared with you to earn money because you don't think you have the time, energy,  skill or it is not the opportunity you are praying for?

Ask yourself, is it possible you earn more, gain more, grow more by keep on doing the same thing?

Bill Gates quotes, "if you are born poor, it is not your fault but if you die poor, it is your fault" .

My quote, if you were like that one year ago, it may not be your fault but if you are still like that one year later, whose fault do you think it is?

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Passive Income 2 - Should I charge less for tuition?

Anyone whom have a child in Asia would most probably send their child to a tuition class, it is a type of class on top of the ordinary classes to be attended by any student from primary up (6 to 7-year-old) to secondary (17 to 19-year-old).

Have you ever encountered this situation when you are own a business, a part time or a full time job and your friends or family actually ask you to earn less from them because they think that they are someone in their lives?

While a child attends a tuition class, it is counted by hours. As low as RM20 per hour up to RM50 per hour, depending on the subject to be studied.

An average student goes to tuition 2 days a week, each time 1.5 hours to 2 hours, per subject. During school holidays it can be from 3 days up to 5 days a week, in order to get the students on track during school holidays.

An average tuition teacher gets 5-10 students per class, per 1.5 hours or 2 hours.

Assuming that a student attend tuition 2 days a week, each time 2 hours, per month it will be RM640.
Assuming that a teacher does the same as above and have 7 students, that teacher get RM4,480 per month.

However, there is situation where a tuition teacher have relatives and friends whom thinks that they prefer the "special price" so the tuition teacher have to charge a "discounted" price tuition fee. If there is one in each class, paying at the minimal of RM20 per hour, the teach end up losing RM320 per month.

What would you do if you are asked to provide discount?
Would you still think this is an ideal business?
What if the discount is to make it free?

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Passive Income 1 - Should I share my Referral Fee?

If you have worked in a corporate company, you may heard of referral fee.

So you refer a friend in favour to get them a job at your awesome company then upon their confirmation of employment, you get your cut of referral fee that you deserved. Your friend told you that he/she deserve the cut in half because they were confirmed.

If we were to not give half of the share, we risk of losing a recently confirmed "colleague", a known before friend, would most probably be defamed by a person whom we once called friend, worst part is that we might be the most wanted selfish person because we refused to share and things could go dramatically ugly.

Many I know have encountered this so the easy way out is to unwilling, devastatingly and painstakingly give out the other half.

Will you give is not the question, should you give it?

Answer this:

1. Did your friend get the job before you got yours?

2. Would your friend know about the job before you said so?

3. Can your friend's resume standout in all those resumes in queue for the position offered?

If your answer is no or maybe for all the above, then you should never share it. That person have to be confirmed to keep their job and to get their regular paychecks. You're not the person whom have to determine if this person is to be confirmed, you're not the person that decides to employ this person, most importantly your company is paying this person's salary, not you.

I can share the referral fee but please share with me your every month's salary during probation period because I REFERRED YOU.

Do you have a friend that wish to work part time? Refer them and you get paid.

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What change do you want in the next 10 years?

Malaysia's independence day makes me wonder when can I achieve my independence?

As a typical Asian, I have been brain washed that my life plan should be to complete my degree, get a job, get married then live happily ever after. While I was in the cross road of deciding what degree to pursue at the age of 19, I accidentally found out that if I were to further my studies, my single parent mother would need to mortgage our home, the place I grew up in.

I decided to not further my studies and involved myself in a part time business, I was doing well at the start until I started losing my direction because of the 3 major things happened in my life at this time.

First, my younger sister called me a hypocrite, materialistic person whom loves money for not obeying my mother's decision to further my studies.

Second, My mother chased me out of my house for pursuing a business that is not her choice because her friend and the internet, yes the internet told her the business is no good. I had no official job experience, no degree, no friends, no family, no home to stay and no money. I stayed in a place without electricity for 60 days, showered at a public toilet, scraped my coin box to buy drinking water and could hardly afford a meal. When I sneaked home to take some instant noodles, I was told by my sister that I was a terrible daughter and that I should be paying for it. I starved for days.

Third, I was cheated by a guy and his friends, I lost all my business goods and money.

At the worst time of my life, I came across a book that I can't recall the title but it spoke to my soul. It was about fire fighter and fire lighter of our passion in life. It shared the story of an author whom was very demotivated by his mother that used to tell him that he was not doing hard work so he will never succeed in his life. He couldn't hate his mother because he loves her dearly but he wish to outgrown poverty so he made the painful move to leave his home, he reduced his time to talk to his mother until he was successful.

I wanted to be successful so that one day I can afford to spend for my mother to enjoy her life. I took a job and did everything I can to be excel at it. I changed jobs so that I can climb the corporate ladder and I wanted to learn everything to service a customer and financial management. These were the main reasons my part time business failed - poor servicing and poor financial management. Customer Experience and reading became my passion.

For almost 7 years, I study relentlessly about customer experience, read articles, attended self funded courses, learned from anyone and everyone I met at my work place. Everything became my learning portal. Now at my workplace, I am called the "painkiller".

Yes, 7 years of 16 hours per day of non stop learning is starting to pay off and it is time I take charge of my cause. I started numerous part time since April 2018 to earn passive income that includes property referral, investment in mutual funds and a part time business.

I earned nothing from property referral, investment in mutual fund would take 5-7 years to see an initial refund but I have made RM1600 in 31 days by following a flow my coach taught me.

It was not what I did not expect to work but it did!

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